Money Saving Tips

In order to tackle your debt you will need some extra money to pay the bills you owe. If this means getting a second job then those are the sacrifices needed. Also a simpler approach that will help free up some extra cash is to cut back on some luxuries. Here are 10 simple tips:

1. Brown Bag it to work
2. Don’t drive with you air conditioning on unless it really hot.  It cuts your mileage by 20 percent
3. If you have a 30-year fixed mortgage, making a payment every three weeks instead of every month can reduce the amount of interest paid significantly.
4. Learn to love leftovers.  If you want to trim your food budget in half then you will need to stretch each meal into two.
5. Save on postage by paying bills online.  Also this will reduce the risk of paying late and absorbing those pesky late fees.
6. What’s wrong with catching a matinee instead of going to the movies at night.  Matinees provide with with the same movie at a discount
7. Bundle your media services.  Cable, Internet & Phone all on one bill.  Most companies are more price effective using this method.
8. Use your debit card for purchases instead of your credit card to avoid credit card interest and fees.
9. You will spend less n food if you shop with a list and stick to it.
10. Shop out of season

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